NEA liability insurance is used only after the district teacher liability has been exhausted. Here is the exact wording from our contract:
Article XV - Insurance:
Section 4. The Board will provide liability insurance covering all bargaining unit members while performing duties related to their assignments. This insurance shall not cover travel either to or from the bargaining unit members residence and his/her work site, but does include travel between work sites during the contractual day. The limits of liability for this coverage shall not be less than one million dollars each occurrence and five million dollars aggregate The Board reserves the right to select the carrier for liability coverage.
